Employer stock concentration calculator
A free educational tool that estimates what percentage of your investable net worth is tied to one company's stock. The result is a starting point for planning questions, not a buy, sell or hold recommendation.
What the calculator estimates
Enter the approximate value of your employer stock and your total investable net worth. The tool returns the percentage concentration and a brief framing of what that percentage may mean for planning.
How to use the result
Use the percentage as context for questions about upcoming vesting, option exercises, tax withholding, liquidity needs and diversification. The calculator does not model taxes or transaction costs.
Not individualized advice
This tool produces a rough percentage estimate only. Decisions about selling, holding, exercising or diversifying should be evaluated against your complete financial picture and, when appropriate, with a qualified professional.