Sam's List Community: 10 Fractional CFOs for Growing Companies

Sam's List Community: 10 Fractional CFOs for Growing Companies

If your company has outgrown a bookkeeper but is not ready for a full-time CFO, you may be looking at fractional CFOs for growing companies. Ten firms in the Sam's List community list Growing Companies ($1 million to $10 million of revenue) as a specialty: All In Finance, Baker Accounting Services, Behavioral Health CFOs, Breakline Account & Finance, Eightx, Fintrae International, Happy Numbers, Herod CPA, Insight CPA and Mad Money Consulting.

Every firm here is part of the Sam's List community. Listing on Sam's List is free, and so is a place in this roundup; no firm paid to be included. Some firms pay to be featured elsewhere on Sam's List, which has no bearing on this post.

How to Choose Among Fractional CFOs for Growing Companies

A growing company usually needs a different kind of finance help than a startup or a mature one. The books have to be timely enough to steer by, the cash forecast has to look past this month, and someone has to answer the question "can we afford this hire?" before the hire is made.

Start by asking what the firm does in the first 90 days. A good answer names deliverables: a cleaned-up chart of accounts, a monthly close calendar, a cash forecast. A vague answer about "strategic support" tells you little. Ask who does the work, since the person you meet may not be the person who builds the reports.

Ask what the firm needs from you, and how it handles a month when the books are late. Ask for a sample monthly package with names removed, and read it for something you could act on.

The limitation: a firm's profile describes the firm in its own words, and a specialty is a statement of focus, not proof of results. Check references, and ask about clients whose situation looks like yours.

The Firms

The firms are in alphabetical order. The order is not a ranking.

All In Finance

All In Finance serves clients nationwide. It describes itself as an all-in-one package to run the full internal accounting and finance function for businesses. Its profile lists Bootstrapped Companies, Growing Companies ($1 million to $10 million) and Mid-Market Companies ($10 million to $50 million) as specialties.

All In Finance has no reviews on its Sam's List profile yet, so we describe the firm by what it says about itself. If you want a single provider to run both the accounting and the finance side, ask where its scope begins and ends.

Baker Accounting Services

Baker Accounting Services, LLC serves clients nationwide. It describes itself as offering accounting, CFO advisory and HR support under one roof. Its profile lists Bootstrapped Companies, Growing Companies ($1 million to $10 million) and Pre-revenue Startups as specialties.

Baker has no reviews on its Sam's List profile yet. The HR support is the part to ask about: find out what it includes and who provides it.

Behavioral Health CFOs

Behavioral Health CFOs serves clients nationwide and describes itself as a fractional CFO firm serving behavioral health clients. Its profile lists Bootstrapped Companies, Growing Companies ($1 million to $10 million) and HENRYs (High Earners, Not Rich Yet) as specialties.

The firm has no reviews on its Sam's List profile yet. If you run a behavioral health practice, ask how it handles payer mix, billing cycles and the other finance questions particular to your field.

Breakline Account & Finance

Breakline Account & Finance serves clients nationwide. It describes itself as building the accounting, reporting and finance function for companies scaling from $1 million to $50 million. Its profile lists Growing Companies ($1 million to $10 million), Mid-Market Companies ($10 million to $50 million) and Private Equity-Backed Companies as specialties.

Breakline has no reviews on its Sam's List profile yet. Ask what its finance function looks like for a company at your size, and how that changes as you grow.

Eightx

Eightx lists its service area as international. It describes itself as providing fractional CFOs for ecommerce consumer goods brands, finding profit in the P&L and building an operating system to keep it there. Its profile lists Bootstrapped Companies, Enterprise Companies ($50 million and up) and Growing Companies ($1 million to $10 million) as specialties.

Eightx has no reviews on its Sam's List profile yet. If you sell physical goods online, ask how it treats inventory, returns and channel fees in your margins.

Fintrae International

Fintrae International serves clients nationwide. Its tagline describes a North Carolina-based virtual CFO and accounting firm that helps business owners improve cash flow and build scalable financial systems. Its profile lists Digital Nomads, Growing Companies ($1 million to $10 million) and International/Expats as specialties.

Fintrae has no reviews on its Sam's List profile yet. It lists Digital Nomads and International/Expats among its specialties, so ask how it handles cross-border questions.

Happy Numbers

Happy Numbers serves clients nationwide. It describes itself as providing fractional CFOs for professional and home services businesses, overseeing the full finance function and looking ahead at cash flow. Its profile lists Bootstrapped Companies, Growing Companies ($1 million to $10 million) and Mid-Market Companies ($10 million to $50 million) as specialties.

Happy Numbers has 2 reviews on its Sam's List profile as of October 21, 2026. Two reviews are a small sample, so use them as a starting point for questions and ask the firm for references.

Herod CPA

Herod CPA PLLC serves clients nationwide. Its tagline describes finance for SaaS companies from pre-seed to exit. Its profile lists Growing Companies ($1 million to $10 million), Mid-Market Companies ($10 million to $50 million) and Pre-revenue Startups as specialties.

Herod CPA has no reviews on its Sam's List profile yet. If you run a software company, ask how it handles subscription revenue, what it reports to investors and how its work changes between pre-seed and exit.

Insight CPA

Insight CPA serves clients nationwide. It describes itself as a CPA firm specializing in the home services industry and handling the full accounting lifecycle, from bookkeeping and monthly reports to tax planning, preparation and filing. Its profile lists Growing Companies ($1 million to $10 million), Mid-Market Companies ($10 million to $50 million) and SMB Owners as specialties.

Insight CPA has no reviews on its Sam's List profile yet. Ask who prepares the tax return and who builds the monthly reports, since the description covers both.

Mad Money Consulting

Mad Money Consulting lists its service area as international. It describes itself as offering accounting, tax and advisory services customized to the needs of a business. Its profile lists Bootstrapped Companies, Enterprise Companies ($50 million and up) and Growing Companies ($1 million to $10 million) as specialties.

Mad Money has no reviews on its Sam's List profile yet. Ask for a scope of work in writing, since its description is broad.

Questions to Ask Before Hiring Fractional CFOs for Growing Companies

Take four questions into every first call. What will you deliver in the first 90 days, and by when? Who does the day-to-day work, and who reviews it? How do you price the engagement, and what is outside it? What do you need from me, and what happens when I am slow to provide it?

Then ask for a reference from a company of your size. A firm with a long track record will have several. A newer firm may have few, which is not a defect but is a reason to look harder at its process.

The limitation: the answers describe intentions. The first monthly package is the first real evidence of how the firm works, so agree on a short trial period and a clear way out.

Frequently Asked Questions

What does a fractional CFO do for a growing company?

A fractional CFO works part time on the finance leadership of a company: cash forecasting, budgeting, reporting, and decisions such as hiring or pricing. Scope varies by firm, and some also run bookkeeping and tax. Ask for the scope in writing so you know what is included.

When is a company ready for a fractional CFO?

Often when revenue is growing faster than the finance function, such as when reports arrive late, cash gets tight without warning or a lender or investor asks for numbers. There is no fixed revenue line. Ask whether the firm's engagement fits your size and what you would get monthly.

Did these firms pay to be in this article?

No. Listing on Sam's List is free, and so is a place in this roundup. Some firms pay to be featured elsewhere on Sam's List; that has no effect on who appears here or in what order.

How do I compare fractional CFOs?

Compare deliverables, not adjectives. Ask each firm for a sample monthly package, a 90-day plan and a reference from a similar company, then compare who does the work and how it is priced. A review count is a clue, not a verdict.

Before you book a call, write down the three numbers you wish you had each month, then ask each firm how it would produce them. You can browse fractional CFOs on Sam's List, and if you have worked with one of these firms, you can write a review.

How we put this together

You should be able to check our work, so here is how this roundup was built.

The pool. The pool is the firms in the Sam's List community, not every firm on Sam's List and not every fractional CFO in the market. Many firms not named here could fit.

How the group was chosen. Each firm here is a fractional CFO whose Sam's List profile lists Growing Companies ($1 million to $10 million) as a specialty. Several more community firms matched. We chose ten that do not yet appear in a live post this month.

How it is ordered. The firms are in alphabetical order. It is not a ranking, and no firm is recommended over another.

Where the facts come from. Every fact about a firm comes from its Sam's List profile as read on October 21, 2026. Taglines are the firms' own words, and we have not verified them. Profiles can change.

What review counts mean. A count shows how many people wrote a review. It does not measure the quality of the work. Where a firm has fewer than two reviews, we give no count and no rating. Read more in the reviews disclosure.

What payment does and does not buy. Listing on Sam's List is free, and so is a place in this roundup. No firm paid to be included. Some firms pay to be featured elsewhere on Sam's List, which has no bearing on this post.

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About the author: Kimberly Green is the cofounder of Sam's List, where business owners and high earners find vetted CPAs, financial advisors, and fractional CFOs. She's met one-on-one with 400+ financial professionals and writes from the real data behind thousands of client-advisor matches. Ask her anything about finding an accountant - she's heard it all, including the questions people are afraid to ask.